What to Consider When Shopping for Workers Compensation
71% of restaurant owners said that price for workers compensation coverage was the key factor on there decision on where to place their coverage. Restaurant owners are more likely than any other small business to switch carriers based on price. Basically, restaurant owners place too much emphasis on price for workers' compensation insurance, potentially foregoing long financial benefits of loss control, claims handling and just overall service.
The next time you evaluate where to place your workers' compensation, please consider the following six factors. These factors are what we the Mississippi Hospitality and Restaurant Underwriters Group (MHRUG) represent in our service to this important industry.
Local Service - The MHRUG is a Mississippi home based operation that is dedicated to the kind of local personal service and attention that large out of state carriers are unable to provide. Local business owners need local service with people they know, that they trust, and that is here for the hospitality and restaurant industry. We take extraordinary steps to meet the needs of our industry unlike any insurance carrier.
Reliable - The MHRUG is committed to reducing claims, improving workplace safety and providing a stable reliable source of workers' compensation coverage for our industry. So when you seek workers' compensation coverage, pursue the benefits of the MHRUG where the standards are high and services reliable. The MHRUG is the kind of reliable commitment you need.
Personal - As members of the MHRA we work hard to provide a quality service to our group members. Relationships and trust is the very foundation that sets us apart from other insurance carriers. When making your choice for a workers' compensation provider make it - Personal.
Dedicated - The MHRUG is dedicated to the people and needs of our industry. We dedicate our services strictly to the hospitality and restaurant industry. In other words, the core of our business is made up of our specific industry, therefore enabling us to develop sufficient experience within our industry. We define our organization as one who cares and is dedicated to our members.
Committed - As compared to the commercial insurance industry, the MHRUG is committed to being a long term solution for our member's workers' compensation needs even when times are tough. We are primarily committed to providing a quality service for our participants. MHRUG is comprised of peers who work together and who understand the needs of our industry. We are an organization that is committed to our state and local industry.
Focused - By knowing your business needs ranging from your infrastructure and general operations, we are able to focus our services based on your needs. MHRUG knows how to focus our services in this unique industry. When workers' compensation issues arise, you need to rely on our group that can focus its energies on the needs of this unique industry.